About X Private
Property finance for the deals banks won't do.
X Private is a specialist finance brokerage arranging business-purpose, property-secured finance — bridging, construction, development and 1st and 2nd mortgages — placed through a panel of private and non-bank lenders across Australia.
Built for deals that don't fit the banks.
The banks are built for tidy, box-ticking deals — and property finance is rarely tidy. A settlement that has to happen this week, a development halfway through, equity that needs releasing for the next project: the moment a deal has a wrinkle or a deadline, the majors either say no or move far too slowly.
X Private exists for exactly those deals. We arrange business-purpose finance secured by property and place it with the private and non-bank lenders who actually fund complex, time-critical scenarios — often with an indicative answer inside 24 hours and settlement in five to ten days.
Because we're not tied to any single funder, we structure the deal around your project and take it to the lenders most likely to back it. Straight answers, sharp turnarounds, and finance that keeps your plans moving.
- Indicative Answer
- 24hrIndicative Answer
- Max LVR Available
- 90%Max LVR Available
- Lenders on Panel
- 50+Lenders on Panel
- Typical Settlement
- 5–10 daysTypical Settlement
Corey Marino — Founder
Corey founded X Private to give investors, developers and business owners a direct line to the private-lending market — without the runaround. He treats every deal like it's his own: a straight read on whether it's fundable, and a fast path to getting it done.
Years of credit experience and close relationships across a wide panel of private and non-bank lenders mean he knows who funds what, at what LVR, and how quickly. That's the difference between a deal that stalls and one that settles on time.
Every scenario that comes through X Private gets that same hands-on attention — structured properly, placed with the right lender, and managed through to settlement.
- Diploma of Finance & Mortgage Broking Management
- Tier 2 General Insurance
- Justice of the Peace (NSW)
- Private & non-bank lender network
- Business-purpose finance specialist
Built for speed and the deals that don't fit a box.
Why developers, investors and business owners bring their trickiest property deals to us.
Private & non-bank panel
Access to 50+ lenders who fund what the majors won't — so a complex deal has somewhere to land.
Built for speed
Indicative answers often within 24 hours and settlements in five to ten days, for deals that can't wait.
Complex deals welcome
Bridging, construction, development, 1st and 2nd mortgages, equity release — the trickier the better.
Up to 90% LVR
Higher-leverage, business-purpose scenarios considered case by case across the panel.
Structured around your deal
We're not tied to one funder, so we structure the finance around your project and place it where it fits.
Straight answers, fast
An honest read on whether a deal is fundable up front — no wasted time, no runaround.
Three steps from deal to done.
From first call to settlement — here's how a deal moves through X Private.
- 01
Submit
Send us the deal. We give you a yes, no, or what-we-need within 24 hours.
- 02
Approved
We take it to the lenders most likely to back it, negotiate terms, and bring you a clear recommendation.
- 03
Settled
We manage the lender, legals and PEXA. Most deals settle in 5–10 business days; urgent ones faster.