Referral Partners
When a client needs funds against property, send them to a specialist.
Refer your business clients' property-secured finance to X Private — ATO debt, working capital, bridging — placed across 50+ lenders.
Your asset-rich, cash-tight clients have options.
Accountants are often first to see the problem: a client who's asset-rich but cash-tight, an ATO debt growing past the point a bank will help, or a business that needs working capital and has equity in property to back it. X Private is a specialist property finance brokerage — we arrange and place business-purpose, property-secured finance through a panel of 50+ non-bank and private lenders.
Refer the client to us and we move quickly, while you stay the trusted adviser. We work with your understanding of their position and structure the facility — a 1st or 2nd mortgage, bridging, or a cash-out for a business purpose — to clear the problem or fund the opportunity.
We arrange business-purpose finance for clients with an ABN and a genuine business use. You keep the relationship; we handle the lenders and the deal, and give you an indicative answer within 24 hours so you can advise with confidence.
A professional, low-friction referral.
Send the scenario — we'll tell you fast if there's a path.
- 01
Refer the scenario
Introduce the client and the situation — the equity, the purpose and the timing.
- 02
We place it
We assess it and arrange the right business-purpose facility across our panel — indicative answer in 24 hours.
- 03
You stay informed
The client's problem gets solved, you stay across the structure, and the relationship stays yours.
What's in it for your practice.
Solve problems you can't fix on the books alone.
Clear ATO and tax debt
Refer clients whose tax arrears the banks won't touch — we place property-secured solutions fast.
Unlock working capital
Turn equity a client holds in property into business funding without you arranging it yourself.
We work with your advice
We structure around the position you know; we don't give tax or accounting advice.
Your client stays yours
We arrange the business-purpose finance and return the relationship to you, intact.
Transparent referral income
Partners are recognised for the deals they introduce through an arrangement confirmed in writing.
Fast, clear answers
An indicative answer within 24 hours, so you can advise the client without delay.
Partner questions, answered.
Business-purpose, property-secured needs: clearing ATO and tax debt, working capital, debt consolidation, business expansion, bridging, and cash-out against property for a business purpose. If it's for a business use and backed by property, we can usually place it.
We're a specialist property finance brokerage: we arrange and place deals with the most suitable funder from our panel of 50+ non-bank and private lenders.
No. We arrange finance only. We coordinate with you so the structure fits the advice you've given, and leave the tax and accounting expertise with you.
No — everything we arrange is for a genuine business purpose. Refer business-purpose, property-secured scenarios — not consumer or owner-occupied home loans.
Referral partners are recognised for the deals they introduce through a transparent arrangement we confirm in writing. We keep it factual and straightforward.