Referral Partners
Place the deals your panel can't — and keep the client.
When a business-purpose property deal falls outside your residential panel, refer it to X Private. We place it across 50+ non-bank and private lenders and hand the client back to you.
Stop writing off the deals you can't place.
Every broker sees them: a client with a genuine business-purpose property deal that their residential lenders simply won't do — short timeframes, a 2nd mortgage, a development, an ATO problem, or complex security. X Private is a specialist property finance brokerage. We arrange and place business-purpose, property-secured finance through a panel of 50+ non-bank and private lenders.
Instead of declining the scenario and losing the client's goodwill, refer it to us. We place the deal, keep you informed, and return the client to you — your relationship stays yours. This is the biggest referral channel we run, because brokers see these deals constantly and now have somewhere expert to send them.
We arrange business-purpose finance for investors, developers and business owners with an ABN. We give you an indicative answer within 24 hours, so you can tell your client quickly whether there's a path forward.
Refer a scenario in minutes.
Send us the shape of the deal — we'll tell you fast if we can place it.
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Refer the scenario
Send us the deal — security, purpose, numbers and timing. A quick email or call is enough.
- 02
We place it
We assess it, take it to the lenders most likely to back it, and arrange terms — indicative answer in 24 hours.
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You keep the client
We manage the deal to settlement and hand the relationship back to you, intact.
What's in it for your business.
Monetise the deals you'd otherwise turn away.
Earn from declined deals
Turn scenarios outside your panel into referral income instead of a dead end.
Your client stays yours
We arrange the business-purpose finance and return the relationship to you — we never compete for it.
Specialist non-bank panel
50+ non-bank and private lenders covering bridging, 1st and 2nd mortgages, construction and more.
Fast, clear answers
An indicative answer within 24 hours, so you can update your client without delay.
Transparent referral income
Partners are recognised for the deals they introduce through an arrangement confirmed in writing.
Look like a hero
Solving the deal others couldn't strengthens your standing with the client.
Partner questions, answered.
Business-purpose, property-secured deals your residential panel can't place: bridging, 1st and 2nd mortgages, construction and development finance, residual stock, vacant land, and property-secured business loans (working capital, ATO debt, cash-out). If it's secured by property and for a business purpose, send it our way.
We're a specialist property finance brokerage: we arrange and place deals with the most suitable funder from our panel of 50+ non-bank and private lenders.
No. We arrange the finance you refer and return the client to you. Your relationship stays yours — we're a specialist outlet for the deals you can't place, not a competitor.
No — everything we arrange is for a genuine business purpose. Refer the business-purpose and investment deals — not consumer or owner-occupied home loans.
Referral partners are recognised for the deals they introduce through a transparent arrangement we confirm in writing. We keep it factual and straightforward.